Before using for a financial loan, you will need to register on the internet site:

The entire process consists of 4 actions:

  • Step one: confirm your current email address;
  • Step two: invent log and password in into your personal account;
  • Step three: fill out an on-line application, connect the mandatory documents and submit your loan demand;
  • Step four: indication that loan agreement and obtain your cash.

The financial institution asks you to definitely offer just fundamental details that are personal the application form.

It is nice you can find the nearest location of this lending company that they have a page where.

Generally speaking, the applying is intuitive and easy. Nonetheless, keep in mind enrollment is compulsory and you ought to prepare yourself to blow additional time developing an account that is personal.

I made a decision to test whether this site is legit simply because they ask clients to present their extremely painful and sensitive details

ScamAdvser additionally detected the website’s owner – Patrick Conroy from HFS, LLC Nashville, Tennessee. It is nice that the lending company has absolutely nothing to conceal. The domain age is additionally impressive – over decade. The sire has plenty of site visitors and appears popular. Because this web site has received negative reviews detected, you really need to check always their online reputation before applying for a flex loan.

On-site Testimonials

Nonetheless, the business claims that 98% of their clients provide them with a star that is 4 and encourages users to read through client reviews on

I am going to explain my research into the unit that is next of review.

The recept reviewer stated that this ongoing company ended up being very useful. He requested a 2-week flex loan also it ended up being fine. The lending company put up an specific loan payment routine in which he had no prepayment penalty for repaying their financial obligation prior to the deadline.

The below instance shows what folks consider this loan provider:

One customer from 2015 mentioned that the lending company had been stealing cash he did not take from him and told to pay a loan. He also had to fill a police report out. Another user had an equivalent issue on a regular basis like an “obsessive ex-boyfriend”– he never took a flex loan from this lender but the latter called him:

Too clients that are many dissatisfied utilizing the customer support division. One individual stated that support ended up being never in a position to resolve dilemmas and concerns. An on-line talk had been non-existent. He invested 2 weeks uploading docs.

Another customer required only $500 for two times also it had been an experience that is awful.

The exact same issue had been published by the next user that has invested 6 hours getting $450. He talked about that the client help could little have been a faster.

An additional customer had been nevertheless waiting around for a reaction through the loan provider after uploading all of the necessary papers. He chatted to 7 employees that are different the matter ended up being nevertheless unresolved. He simply hoped he’d get a response prior to the ongoing business claims their papers are expired. He added that their vow of a 24/7 business had been a trick designed to attract attention.

This shows that the financial institution is quite popular and experienced but a big wide range of complaints from various periods pertaining to customer care and irritating calls made me a bit worried.

Getting an appointment

When you have a concern about your existing flex loan, you’ll want to contact the place connected with your individual account. Unfortunately, a chat that is live ended up being unavailable.

I’d a broad concern concerning the chance of being qualified for a flex loan having a credit that is bad. I made the decision to get hold of the company’s representative by utilizing a contact page. We waited for 7 hours last but not least they responded that unfortuitously they “were unable to validate my identity” but why would they want it? I happened to be only a question that is general their solutions. We conclude that their customer care required further optimization.


The organization has many benefits: a higher trust-rating from ScamAdviser, many places across Tennessee, and endless choice of reviews. There is also high optimum loan amounts as high as $4,000. Another advantage is the fact that a customer doesn’t need to borrow the amount that is entire. Alternatively, he just borrows the quantity he requires as well as the sleep remains in the credit line accessible to him whenever he requires it. As a result, he just will pay interest regarding the quantity he borrows, maybe not the whole personal credit line. Besides, flex loans feature a versatile and specific payment routine. Rates and terms additionally appear appropriate. The primary drawback is online flex loans are just accessible to residents of Tennessee. You might attempt to get that loan through this site but ONLY when you’ve got you can forget options kept. I would suggest one to seek out a loan provider with a significantly better reputation.